The Apsis blog
Product updates, small-business guides, and notes from the team.
News
Card surcharges are gone: what to change on your invoices
From 1 October, surcharges on eftpos, Mastercard, Visa and Amex payments are out. How to strip them from your invoices, pricing and terms.
Guide
How to write a quote for a trade job that protects you
Scope, exclusions, variations, deposit, validity and licence details: a tradie quote checklist that avoids disputes and gets a yes faster.
News
Cash rate at 4.6 per cent: a cash flow check for sole traders
The Reserve Bank lifted the cash rate to 4.60 per cent, and card surcharges end on 1 October. What could shift for a sole trader, and what to check.
News
Card surcharges stop on 1 October: check your invoices
From 1 October, card payment surcharges are gone. What to strip from your invoices and quotes, what you can still charge, and how to reprice safely.
Guide
Quote vs invoice: what is the difference and when to send each
A quote is an offer, an invoice is a request for payment. When each is binding, what belongs on each, and how to move from one to the other without retyping.
News
Diesel up around 7 per cent in a week: what sole traders can do
Diesel across the five biggest cities hit 286.8 cents a litre, up around 7 per cent in a week. How to check your vehicle costs, records and pricing.
Guide
Invoice numbering in Australia: rules and a system that scales
What the ATO expects of invoice numbers, why gaps and duplicates cause trouble, and three numbering schemes that stay tidy from invoice 1 to invoice 1000.
Guide
How to create a tax invoice in Australia, step by step
A walk-through for GST-registered sole traders: the seven required fields, the extra rule from $1,000, GST maths, numbering, and sending.
Guide
Do sole traders need to issue invoices?
When Australian law actually requires an invoice or a receipt, when it is only good practice, and what has to be kept for the ATO either way.
Guide
Can I invoice without an ABN in Australia?
You can send an invoice without an ABN, but the payer may have to withhold tax at the top rate. The rule, the exceptions, and how to get an ABN.
Guide
How to invoice without GST when you are not registered
Not GST-registered? Your document is an invoice, not a tax invoice. What to write, what to leave off, and when the $75,000 threshold changes that.
Guide
How to invoice as a sole trader in Australia
What goes on a sole trader invoice, when it must say "tax invoice", how to number and send it, and what to do when it is not paid.